How it Works

When Will I See Results

Because there are so many moving parts when assisting you with removing inaccurate information, results in 30 days can’t be guaranteed. However, most clients see the best results within three to four months. Some clients see results in 30 days and some clients’ results come back in 60 days. It all depends on your credit report and your cooperation with sending in updated credit reports.


Step One

You will be required to provide us with your credit reports from all three credit bureaus: Equifax, Transunion, and Experian. We prefer that you use Privacyguard.com to pull all three of your credit reports because of the ease of use. They also offer a lot of additional features if you stay on with their membership. If you don’t like Privacy Guard, you can pull your credit reports from any provider that you choose.


Step Two

Second, we provide you with a deep credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we provide you with step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.


Step Three

Third, we load all of the inaccurate, misleading, and unverifiable information into our system and begin challenging questionable information with the credit bureau, creditor, and collector. Once the dispute letters are ready, we send them out to all furnishers and wait 30 to 40 days for updates. You can track your credit repair progress using our online portal. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our restoration program.


Step Four

Once the updated credit reports come back from the furnishers, we analyze the updates for any changes to the inaccurate, misleading, and unverifiable information. If there are changes, we update your file and then move on to the next inaccurate, misleading, or unverifiable item. If the item comes back verified with no change, we follow up with the credit bureaus or the furnisher to try to get a resolution on why the inaccurate information is still on the credit report. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our credit repair and restoration program.


 Step Five

While restoring your credit, you will be educated on a weekly basis on all aspects of raising your credit score, debt settlement, and rebuilding your credit. Education will be presented to you in the form of emails, text messages, and voice broadcast. You can also log into your private online portal to learn more about other products we offer like credit monitoring, legal assistance, and rebuilding your credit cards. We focus on fixing your credit from start to finish. Our goal is to help consumers with bad credit through our credit repair and restoration program.

@2024 Copy Right - Credit Hub